Partner America Program
*UPDATED* Surcharge Tables April 2007
Mid/Non Chart April 2007
2007 ISO Sales Manual
Total Credit & Debit Card Acceptance
In addition to our card acceptance services, we offer for both wholesale and retail a variety of terminals, printers, peripherals, and software, supported by all major networks. As a convenience to our customer's IRN offers affordable flexible payment and support options such as leasing and equipment maintenance programs.

*Updated* DEBIT CHART 1-2007
Receivable Finance
UNSECURED CASH ADVANCE
We understand the need for unsecured business cash advance for small business owners and we are committed to making the funding process as simple and risk-free as possible. You can gain new profits by taking advantage of a powerful untapped asset...your credit. Within just a few days, you can acquire an unsecured cash advance that can help you with your small business expansion or operation.
A business cash advance works by allowing you to borrow against your future Visa or Master Card sales rather than using your personal credit or collateral. The business cash advance amount is deducted from your business' Visa and Master card receivables, all other revenue earned through cash, check or other cards are untouched by the lender. There is no monthly payment schedule or finance charge for an Unsecured business cash advance. This is ideal for people who do not want to apply for any unsecured business loans. An unsecured business cash advance can help your business grow even without going for a business loan.
Our program for unsecured business cash advance allows small business entrepreneurs like you to invest in the future growth of their business through expansion, procurement of essential equipment, or improvement of their operating facility.
Gift Card Loyalty Program
The gift card loyalty program is a sales promotional tool like no other. By offering your merchants our unique gift card program, you will improve your merchant's profitability by enhancing their services through card-based consumer solutions. Through this program, your merchants will be able to offer a card similar in size, weight, and thickness as a consumer credit card with your merchants logo and name proudly displayed. Each card is activated by dollar amount and used as either a gift certificate or loyalty card. Once only affordable to larger chain stores, this gift card loyalty program is affordable for any size merchant.
To view a training on this product, or obtain forms, please visit:
www.giftcardtraining.com/irnpayment
Guaranteed Leasing Programs
Dedicated Customer Service
IRN Terminal Deployment & Training Services
American Express (ESA Program)/Discover (EASI Program)/Diners (ISA Program) Acceptance
Agent Banking
Creative Payment Solutions
Electronic Benefits Transfer (EBT)
If you have any questions about any of the services supported by our program, please call us at 1-800-366-1388.